To invest or not to invest

[sarea]

I have a 401k and a Roth IRA, both of which are depressing to look at right now, as you might expect. But a new year means tax returns again, and with that, the opportunity to put more into the Roth. Typically I put the maximum allowed amount into it for the year, but this year I'm thinking about holding back. But is that shortsighted of me, because surely one day, the stock market will flourish once more?

My ankle is doing really well. The dark bruising is mostly gone, and I can pretty much walk on it as normal. For awhile it would hurt at night if I slept on it too much, but even that's gone. Now it's just remembering that it IS hurt, because sometimes I'll do something that I normally would, forgetting, and my ankle will protest in pain (usually to do with kneeling).

I continue to play Word Twist way, way, way too much. I'm getting better at it though. Maybe I can train my brain to think that way (it so doesn't). I even -- for the first, and possibly last, time ever -- beat Robbie in a game. It was quite, quite exciting. She's a savant with that game, man.

I've been busy making soup, cheese straws, my grandma's special egg salad, and noodles. Yay for having easy access to homemade food again. I also have leftover pizza from Pudge Bros, but more about that and the others (hopefully with pictures) later.

Comments

[jade-okelani.livejournal.com]

I would hold back. It's perhaps shortsighted, but there are two benefits to it:

1) if everything *doesn't* come back, at least you didn't put more into a dying system;

2) it will give you a little mental happiness that you might not have otherwise, esp. given how depressing it is to look at the 401K and the Roth IRA atm. Why put even more into something so depressing? Your retirement fund isn't going to hinge on one year anyway, so I'd sock it away elsewhere - maybe even a CD in a bank that seems to be flourishing? - or just stuff it under your mattress for a rainy day.

I'm sure everything IS going to come back, but why not live for the short term just a little, and make yourself feel better?

[ropo.livejournal.com]

I say, don't kneel. I have no clue as to the money stuff, of course. And I have a Word Twist nemesis who I VERY rarely beat. SHE is a savant. Like a freak of nature.